Economic Research Forum (ERF)

Imène Berguiga

Author

Imène Berguiga
Associate Professor in Finance, University of Sousse

Imene Berguiga, PhD in Economics and habilitated to supervise PhD students, is Associate Professor in Finance at the University of Sousse (IHEC, Tunisia). She specialises in Accounting and Finance on the topics of microfinance, banks and small businesses funding in the MENA region and North African countries. Since 2010, she published fifteen papers in peer-reviewed journals and proceedings related to microfinance, funding Micro-Small and Medium Size Enterprises (MSMEs) and specific risks in Islamic banking.

Content by this Author

Funding women entrepreneurs in MENA

Do women entrepreneurs in the Middle East and North Africa face obstacles in funding their businesses, either from others’ behaviour, such as discrimination, or their own, such as self-selection? This column reports evidence from data collected on more than 6,000 enterprises in six MENA countries, documenting the financial behaviour of both owners and managers according to their gender.

Most read

Artificial intelligence and the renewable energy transition in MENA

Artificial intelligence has the potential to bridge the gap between abundant natural resources and the pressing need for reliable, sustainable power in the Middle East and North Africa. This column outlines the constraints and proposes policies that can address the challenges of variability of renewable resources and stress on power grids, and support the transformation of ‘sunlight’ to ‘smart power’.

Arab youth and the future of work

The Arab region’s labour markets are undergoing a triple transformation: demographic, digital and green. As this column explains, whether these forces evolve into engines of opportunity or drivers of exclusion for young people will hinge on how swiftly and coherently policy-makers can align education, technology and employment systems to foster adaptive skills, inclusive institutions and innovation-led pathways to decent work.

Digitalising governance in MENA: opportunities for social justice

Can digital governance promote social justice in MENA – or does it risk deepening inequality and exclusion? This column examines the evolution of digital governance in three sub-regions – Egypt, Jordan and the countries of the Gulf Cooperation Council – highlighting how data practices, transparency mechanisms and citizen trust shape the social outcomes of technological reform.

Wrong finance in a broken multilateral system: red flags from COP30-Belém

With the latest global summit on climate action recently wrapped up, ambitious COP pledges and initiatives continue to miss delivery due to inadequate commitments, weak operationalisation and unclear reporting systems. As this column reports, flows of climate finance remain skewed: loans over grants; climate mitigation more than climate adaptation; and weak accountability across mechanisms. Without grant-based finance, debt relief, climate-adjusted lending and predictable multilateral flows, implementation of promises will fail.

Why political connections are driving business confidence in MENA

This column reports the findings of a new study of how the political ties of firms in the Middle East and North Africa boost business confidence. The research suggests that this optimism is primarily driven by networked access to credit and lobbying, underscoring the need for greater transparency and institutional reform in corporate governance.




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